Bankruptcy FAQs

The Cline Law Group was established nearly 40 years ago to help individuals achieve debt relief through Chapter 7 and Chapter 13 bankruptcy protection. Unlike other law firms that started handling bankruptcy after poor economic times, we have always focused our law practice on bankruptcy — and only bankruptcy.

California Attorneys Dedicated to Bankruptcy Representation

Our Oakland lawyers understand that filing for bankruptcy presents many questions and concerns. Please note that we customize our representation for each client and your situation may create the need to deviate from standard processes or procedures. With that in mind, we offer the following bankruptcy FAQs to help you better understand your options.

If I file for Chapter 7, will I need to sell my belongings?
Almost never. Most individuals who qualify for Chapter 7 are able to keep all of their household items.

If I file for Chapter 7 or Chapter 13, can my boss fire me?
No. You cannot be discriminated against for filing bankruptcy.

Are bankruptcy filings posted in local newspapers?
No.

How often can I file for bankruptcy?
You can file for Chapter 7 once every eight years. You can file Chapter 13 every two years or four years after you file Chapter 7.

After filing bankruptcy, can I get credit again?
Yes. Typically, individuals see an improvement in their credit scores shortly after going through the bankruptcy process. Additionally, you may be eligible for car loans shortly after filing.

Free Consultations

We invite you to contact us today at 510-255-4632 to discuss your situation and bankruptcy options with a team of qualified California bankruptcy lawyers.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.